Morning Session: 8:15 a.m. - 12:00 p.m.
Kenneth S. Janke, Jr., Senior Vice President, Investor Relations
Tohru Tonoike, President; Chief Operating Officer, Aflac Japan
Charles D. Lake II, Vice Chairman, Aflac Japan
Takaaki Matsumoto, First Senior Vice President; Director of Marketing and Sales, Aflac Japan
Hisayuki Shinkai, First Senior Vice President, Financial Institutions, Aflac Japan
Hiroshi Yamauchi, First Senior Vice President; Chief Administrative Officer, Aflac Japan
W. Jeremy "Jerry" Jeffery, Senior Vice President; Chief Investment Officer
Yuji Arai, Senior Vice President; Principal Financial Officer, Aflac Japan
Question & Answer Session

Afternoon Session: 1:05 p.m. - 4:30 p.m.
Paul S. Amos II, President, Aflac; Chief Operating Officer, Aflac U.S.
Ronald E. Kirkland, Senior Vice President; Director of Sales
J. Lance Osborne, Vice President, Field Force Development
Teresa L. White, Executive Vice President; Chief Administrative Officer
Mary Ellen Keim, Vice President, Fixed Income Investments
Ralph A. Rogers Jr., Senior Vice President, Financial Services; Chief Accounting Officer
Susan R. Blanck, Senior Vice President; Corporate Actuary
Kriss Cloninger III, President and Chief Financial Officer, Aflac Incorporated
Question and Answer Session